7 - Rapyd Transaction Types
The term Transaction Type is widely used in the payment card industry, however, credit card schemes have developed various (and pretty complicated) ways to describe those “types”. Rapyd uses a simplified way to describe transactions. The following list summarizes the main characteristics of the Rapyd defined TransType codes.
Note: The TransType code in clearing transactions must be the same as received in the authorization response.
7.1 - Mail/Telephone Orders & E-commerce = 1x
| 1x |
Description |
| 10 |
mail order |
| 11 |
telephone order, with CVV2/CVC2 |
| 12 |
subsequent transaction |
| 15 |
e-commerce, Verified by Visa / MasterCard SecureCode |
| 16 |
e-commerce, Verified by Visa / MasterCard SecureCode attempt |
| 17 |
e-commerce, with CVV2/CVC2 |
| 18 |
original credit / payment transaction → Obsolete |
| 1B |
tokenized transaction with terminal location off premises |
7.2 - Magnetic Stripe Terminal = 2x
| 2x |
Description |
| 21 |
manual key entry (cardholder present) |
| 22 |
magnetic stripe read |
| 2A |
manual key entry (cardholder absent, e.g. telephone order) |
7.3 - Chip-capable Terminal = 3x
| 3x |
Description |
| 31 |
manual key entry (cardholder present) |
| 32 |
magnetic stripe read - POS error (e.g. PIN-pad down) |
| 33 |
magnetic stripe read - chip unreadable |
| 35 |
chip card read |
| 36 |
magnetic stripe read - no chip on card |
| 37 |
magnetic stripe read - forced fall-back |
| 3A |
manual key entry (cardholder absent, e.g. telephone order) |
| 4x |
Description |
| 41 |
manual key entry (cardholder present) |
| 42 |
magnetic stripe read - POS error (e.g. PIN-pad down) |
| 43 |
magnetic stripe read - chip unreadable |
| 44 |
contactless / proximity payment |
| 45 |
chip card read |
| 46 |
magnetic stripe read - no chip on card |
| 47 |
magnetic stripe read - forced fall-back |
| 49 |
contactless magnetic stripe payment |
| 4A |
manual key entry (cardholder absent, e.g. telephone order) |
| 4B |
device token (Iceland domestic only) |
7.5 - Automated Cash Disbursement (ATM, Minibank) = 6x
| 6x |
Description |
| 62 |
magnetic stripe read |
| 64 |
contactless / proximity payment |
| 65 |
chip card read |
| 66 |
magnetic stripe read - no chip on card |
| 69 |
contactless magnetic stripe |
Attention
Currently only for the Icelandic domestic market
7.6 - Manual Cash Disbursement = 7x
| 7x |
Description |
| 72 |
magnetic stripe read |
| 74 |
contactless / proximity payment |
| 75 |
chip card read |
| 76 |
magnetic stripe read - no chip on card |
| 79 |
contactless magnetic stripe |
Attention
Currently only for the Icelandic domestic market