Payment Facilitator Implementation Guide
This section aims to help partners to find Rapyd's products and tools relevant to Payment Facilitators.
ValitorPay (RapydGateway)
For card payments, wallet payments, push funds, pull funds and more.
To begin with, partners should test their integration against ValitorPay in the UAT environment.
APIKey for PFs in UAT: "APIKey DemoPF.POED43XUAykXKlHG3GOmdOBSyfb4uuSx2Ft24Kl7uxU="
Using the APIKey above, users must include parameters AgreementNumber and TerminalID with each request in ValitorPay and parameter SponsoredMerchantData where available.
For more examples, agreementNumbers and terminalIDs please follow Postman Implementation Guide found below.
ValitorPay Postman Implementation Guide
Card Network Lookup
This service is required for payment facilitator partners.
The Card Network Lookup Service (CNLS) provides information about the prior credit card experience of a potential new merchant. The service is part of industry efforts to reduce risk and fraud. Visa (VMAS) and Mastercard (MATCH) maintain records of merchants whose contracts were terminated by their acquirers. If the termination reason meets specified criteria, the merchant and reason are registered. Use this information to determine whether you want to proceed with onboarding.
The card networks do not provide guidelines for interpreting the results of this query.
Back Office (Saga)
Back office API, also known as Saga, is an API that allows partners to get information about authorizations, transactions, exceptions, settlements, and more.
When partner is integrating to Rapyd, Partner Activation will create user for partners that wish to use Saga API. If a partner is already integrated with Rapyd and would like to request more system users pelase contact Partner Support
Saga API uses HTTP basic for authentication.
Back Office API (Saga) documentation
Base URL for PROD: https://api.saga.valitor.com/panthro/api/
Base URL for UAT: https://api.saga.uat.valitor.com/panthro/api/
Credentials for Saga in UAT environment
User: systemsagatestmerchant
Password: Valitor.2020
Rapyd Client Portal
Rapyd Client Portal is the back office, is a highly customizable and easy to use information portal that is designed to serve internal employees, partners and direct merchants for all their reporting and information needs.
Rapyd Dispute Guide
For detailed information regarding disputes please follow:
Rapyd Acquiring Dispute Operation Guide
Reports
The reports listed below are accessible to partners on Rapyd's SFTP server. To subscribe to receive the reports listed below, please contact Rapyd's Acquiring Implementation team.
The Implementation team will need a public static IP address for whitelisting, mobile phone number and email from a contact to share the credentials with securely.
Webhooks
The authorization webhook service will send a notification in real time for all received authorizations. This is only meant to provide the partner/merchant with better reporting capabilities.
If a partner wishes to receive authorization webhooks please contact Rapyd's Acquiring Implementation team